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Hitherto, internet fraud was carried out at public cafés.
However, with regular raids on these internet cafés and the arrest of suspected fraudsters by the police, the “yahoo boys” have simply moved their bases.
Internet fraud is organised along areas of specialisation to make a success of the deviant behaviour.
Fraudsters study the security network of online transactions to decide where to pitch their tents.
These cases attest to the pervasive nature of internet fraud in Nigerian universities.
Through compromised banking staff, fraudsters use fake identity to access funds.
The “yahoo boys” stay in physical communes of like-minded individuals and use this network to launch internet attacks.
They share information on a particular target and find new ways of making prospective targets yield to their deceit.
Informal networks are vital to the young scamsters’ success.
These networks revolve around banks, security agencies, co-fraudsters and, sometimes, families.